After Hurricane Katrina, I grit my teeth and sent some money to the American Red Cross. I had to grit my teeth because I knew the Red Cross had a history of not handling its money with the best efficiency in the world, but dammit, they were the Red Cross and they were created for moments like these.

The Red Cross responded to the money that I, and thousands of others, sent them by performing on a level frighteningly close to the awfulness of the federal government, and it got them in a lot of trouble. Now, they’ve announced a big overhaul.