Dear Mr. Sleazy Insurance Salesperson:

When I perform an online search for life insurance, that might be a clue that I don’t want to talk to a salesperson on the phone. That certainly means that I don’t want dozens of phone calls from you folks, causing me to hope that your own life insurance will kick in very, very soon. And understand that I will never, never, never, never, never buy life insurance (or anything else) from a salesperson over the phone. Ever. Ever. EVER. There’s a reason why I’m on that do-not-call list.

Sincerely,
Your Pal Randy